Foreword by Charlotte Danielson 






1. Cars, Cars, and More Cars: Paying for Your Wheels 




NCTM Standards Applied in This Chapter 





Background: Basics of Buying Cars 





Teaching Example 1.1. Car Costs 





Teaching Example 1.2. MPG Plus 





Teaching Example 1.3. Buy or Lease 




2. Savings: Reality Check and the Difference Between Needs and Wants 




NCTM Standards Applied in This Chapter 





Background: Basics of Savings 





Teaching Example 2.1. Budgets and Savings 





Teaching Example 2.2. Future Value: A Geometric Sequence 





Teaching Example 2.3. Annuities: A Geometric Series 




3. Credit Cards and Debt Management: Using Credit Seems Unreal 




NCTM Standards Applied in This Chapter 





Background: Basics of Credit and Debit Cards 





Teaching Example 3.1. Calculating Minimum Monthly Payments 





Teaching Example 3.2. Credit Card Payoff: A Spreadsheet 




4. Investments: The Basics and More 




NCTM Standards Applied in This Chapter 





Background: Basics of Investments 





Teaching Example 4.1. Stock Prices and Percents 





Teaching Example 4.2: Analyzing Graphs of Stock Prices 





Teaching Example 4.3. Statistics of Stock I: Measures of Center, Standard Deviation, Normal Distribution 





Teaching Example 4.4. Statistics of Stock II: Weighted Average, Correlation, Line of Best Fit 




5. Buying a House Versus Renting: How Much Will It Cost? 




NCTM Standards Applied in This Chapter 





Background: Basics of Buying a House and Renting an Apartment 





Teaching Example 5.1. Budgeting for a Down Payment 





Teaching Example 5.2. Determining Mortgage Payments: Tables, Formulas, Spreadsheets 





Teaching Example 5.3. Principal and Interest Functions 






NCTM Standards Applied in This Chapter 





Background: Basics of Income TaxesFederal and State 





Teaching Example 6.1. Income Tax and FICA 





Teaching Example 6.2. Capital Gains and Losses 





Teaching Example 6.3. How Uncle Sam Uses Tax Dollars 




7. Economics: Supply and Demand, Inflation, and the GDP 




NCTM Standards Applied in This Chapter 





Background: Economics, Supply and Demand, Inflation, and the GDP 





Teaching Example 7.1. Supply and Demand Functions 





Teaching Example 7.2.: Inflation and the GDP 




8. In Business for Yourself: Business Plan and BreakEven Analysis 




NCTM Standards Applied in This Chapter 





Background: In Business for YourselfA Business Plan and BreakEven Analysis 





Teaching Example 8.1. Starting a Business: Pro Forma Income Statement 





Teaching Example 8.2. Revenue, Costs, and BreakEven Points 




Selected List of Formulas 





